Travel insurance plans abroad - Less costs and offers More - Everyone longs to enjoy the holiday season with loved ones and Indians are no exception. The travel sector spending in India saw this year a robust growth as the goal of international travel will be among among the Indians in 2015. The obstacles such as inflation very much coveted, the ticket price and the depreciation of the rupee could not deter the wandering spirit of Indian travelers The world to travel. More than 60% of the Indians remain indifferent to the depreciation of the rupee and are eager to go on journeys. The rate of use of travel insurance is however the journey to secure among the Indian travelers still sad.
Younger generations prefer to travel to international destinations at least once a year. According to a survey, 90% of these travelers use to travel their own savings abroad and do not consider travel coverage. Surprisingly, this is the mentality of the young generation intelligent Internet as ICICI Lombard's survey conducted in age group 25-35 among 1,049 people in six metropolitan areas in India, which had a year international trips up.
The survey also shows that Singapore is the most preferred among young Indian travelers tourist destination; The second and third place are held by US and the United Kingdom.
Let us see travel plans available and their rates for those who favor these destinations. Let us start with Singapore.
Travel insurance plans for Singapore tours
The following list of appointments policy Top 5 in terms of the lowest premium is looking for a 30-year-old for a one-way trip to Singapore. The travel time is 10 days and the chosen insurance sum is $ 500,000.
Universal Sompo Premium of Rs. 942
HDFC Ergo Premium from Rs. 1015
Reliance Premium of Rs. 1129
TATA AIG Premium of Rs. 1234
Religare - Premium Rs.1666
The lowest premium is Rs. 942 for a travel insurance plan for a trip of 10 days to any Asian country such as Singapore, Thailand. This means that you have to pay less than Rs. 100 per day to make your journey safe and secure. Indian travelers should know that travel plans are not only cheap, but also provide coverage for lost luggage, passport, abduction and even emergency care.
Travel insurance plans for travel in the UK
The following list of appointments policy Top 5 in terms of the lowest premium is looking for 1 person for a one way trip to the UK. The travel time is 10 days and the chosen insurance sum is $ 500,000.
Universal Sompo Premium of Rs. 942
Bajaj Alliance Prize Rs.991
HDFC Ergo Premium from Rs. 1015
Reliance Premium of Rs. 1129
Bajaj Alliance (Travel Elite Platinum) Premium of Rs. 1139
Universal Sompo offers the lowest premium. Premium travel insurance is also Rs. 942 for 10-day trip to the UK.
Travel insurance for travel in the United States
The following list of top 7 policy quotes regarding the lowest premium are looking for 1 person for a one-way trip to the United States. The travel time is 10 days and the chosen insurance sum is $ 500,000.
Universal Sompo Premium from Rs. 1344
HDFC Ergo Premium from Rs. 1438
Bajaj Alliance - premium Rs.1441
IFFCO-TOKIO - Premium Rs.1456
Bajaj Alliance (Travel Elite Platinum) - Premium of Rs. 1658
TATA AIG Premium from Rs. 1694
Reliance Premium of Rs. 1783
The lowest premium is Rs. 1344 for a travel insurance plan for a trip of 10 days to USA Imagine you get all sorts of risks covered just to pay less than Rs. 140 for each day of your trip.
Best travel insurance plans in India regarding luggage and medical care
The survey also made it clear that 79% of people buy a travel plan to cover medical emergencies. Safety luggage is the second most important reason, because 60% of people who buy behind travel insurance. Thus, we will provide better travel insurance plans with regard to medical emergency and safety equipment.
From the above list of travel guidelines for the US, two plans and Bajaj Allianz Reliance they look better in terms of coverage luggage.
Reliance Travel Platinum Care offers US $ 1500 for the loss of checked luggage for a premium of Rs.1783.
The Elite Travel Bajaj alliance premium plan provides US $ 1000 for a premium of Rs. 1658 for the loss of the abandoned baggage.
For the best coverage for medical emergencies, HDFC ERGO Plan Titan is the best. Above all, it includes:
Emergency medical expenses
Permanent invalidity / death
Money in hospital
The loss of personal documents
accident death
Lost luggage
Emergency financial aid
Personal responsibility
What is the cost of international travel policies for a couple?
According to the survey, 52% of travelers prefer to have a trip with spouses. Therefore, if these people can take advantage of a travel plan to visit the United States or UK or Singapore, how much do they have to pay?
Let's start with the US trip for 10 days for an insurance sum of US $ 100,000, which includes 2 people 30 and 28 years old.
Religious offers the best plan with a bonus of Rs comes. 2407.
If you want to compare travel plans available to couples visiting the United Kingdom, keeping the same criteria for the duration of the trip, the insurance sum and the age of the traveler provides religious the best plan. The plan premium is Rs. 1537.
For a trip to countries like Singapore, Thailand in Asia, which has been the main travel destination of the trip in 2015, a few has even spent less money on travel insurance. If you compare the travel insurance plans that cover Asia, you get the lowest premium of Rs. Discover 1218 plan provided by Religare Asia.
The positive part of the survey is the increased sensitization of Indian travelers. More than 90% of the young generation is aware of travel insurance, which is a significant increase of 80% last year. One of the leading providers of travel insurance in India; ICICI Lombard has signed an insurance policy total route of Rs 100 in the previous year, one can expect the premium increase by 5-10% this year. The problem is not with the consciousness; It is the lack of understanding of the advantages associated with these covers travel.
27% of respondents in the survey chose not to take advantage of a travel insurance plan just because they were in the misconception that such plans only cover accidents, lost luggage and theft, but no health insurance. This is far from the truth as the full breakdown of the Titan from HDFC ERGO is planning a broad coverage for medical emergencies.
25% of respondents buy there is no travel plan because they thought that these plans are expensive but it is not. The price is for all the plans for the person mentioned here is less than Rs. 100 less than Rs. 140 for each day of a 10 day trip. The travel insurance couples are even cheaper, costs in the range of less than Rs 65 per day and per person on less than Rs. Per person 125 per day for destinations like USA, UK and all countries in Asia including popular destinations such as Singapore, Thailand.
The Indians love to spend their holidays in international destinations. A plan international travel insurance does not cost much and returns a lot. If you are also a monster tour, you need to ensure the total duration of the trip so that you can enjoy your holiday with all peace and quiet.
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